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Do you have a will in place? *
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Is it valid? *
Signed & Dated by you, Signed and dated by 2 named witnesses at the same time and in each other's presence. (These cannot be anyone named in the Will or the spouse of them.
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Does your Will Pass everything to your spouse/partner and then to the children? *
If your Will passes everything to your spouse/partner there is a significant risk that your children or intended beneficiaries could end up with nothing. This type of Will should be urgently reviewed!
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Does your Will include a Trust for your loved ones? *
A modern Will often makes use of Trusts to protect your assets. A Trust will safeguard your spouse/partner during their lifetime and ensure your children also benefit later.
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Do you own your home jointly with your Spouse? *
Joint ownership (Joint Tenants) means your home does not necessarily pass under your Will. This puts the value of your home at Risk from third party claims once you have passed away. Your spouse/partner could lose the house and your beneficiaries would not inherit!
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Have you already put your House into Trust to protect it? *
Your home is probably the single most valuable asset you own. By placing it into Trust at the time and in the right way it can be protected from claims made against it from third parties. You can then be sure it will go to your intended beneficiaries later on.
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Do you have any Beneficiaries who are disabled or on disability benefits? *
If one or more of you intended Beneficiaries is disabled or receiving other state allowances, you should consider a special Disabled Persons Trust. This is setup to help the beneficiary without affecting their current state provided assistance.
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Do you want to change it/rewrite it? *
Have you got married, divorced, remarried, separated, had children, come into money or have additional property, want to remove or add a beneficiary does it protect the estate or merely pass on what is left?
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Do you have a Lasting Power of Attorney in Place? *
A lasting or Enduring Power of Attorney is vital in Estate Planning. If you don't have one setup and you lose the capacity to make your own decisions, then the family will have to through a long and expensive process to gain control of your finances or to make important medial decisions for you. Even as a spouse or next of Kin, you do not have these rights automatically!
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Have you paid for your Funeral? *
The cost of your funeral (unfortunately, we all have to have one) is increasing year on year. On average they increase by about 7% per years and double in price every 10 years. You can protect against this by arranging a Prepaid Funeral. The cost is guaranteed at today's prices and your family will be spared the heart ache at an already stressful time. It also ensures you have the funeral you want.
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